Stop 01 of 05
Collect
A customer pays on your storefront, app or link. UPI, cards and net banking arrive on one checkout, each request carrying an order reference from the first second.
See the payment gatewayOne platform
Different journeys. One junction.
Recharge or settlement, ticket or payout — every route shares the same ledger, the same references and the same sandbox. The rest of the platform is below.
Demos on this site run in a sandbox. No real money moves.
Our services
Everything you need. In one place.
Recharge
Prepaid mobile plans for every operator and circle.
Bill Payments
Electricity, water, gas, broadband and FASTag.
Trains
Search trains, compare classes, hold a seat with a PNR.
Flights
Compare fares with every charge itemised before you pay.
Hotels
Rooms by the night with a booking voucher.
Business Payouts
Vendor payouts and settlements, each with a UTR.
Chapter 02 · Every day
The small payments that run a day.
A recharge before the metro, the electricity bill on the 5th. Enter the details, review the amount, and keep a receipt with a reference you can look up later.
Sandbox demonstrations — nothing is charged.
Chapter 04 · Collections
A payment, end to end.
Checkout opens, the request is validated and routed, and a result comes back with an order id and a receipt. Here it runs as a labelled simulation.
Simulated checkout — no real authorisation happens on this site.
Chapter 05 · Money out
Pay out, settle, reconcile.
Payouts move through created, approved, sent and credited. Settlements arrive in batches with a UTR you can trace back to every order, fee and tax line.
All figures shown are illustrative sample values.
Chapter 06 · For builders
One endpoint to join the network.
Create a test order against the sandbox host with a key that starts with pv_test_, then listen for the webhook. The examples document the shape of the flow.
Documentation samples — not a live integration.
Chapter 07 · When it matters
A ticket for every question.
Receipts you can look up, account checks before a payout leaves, and a support portal where every issue keeps an id, a desk and a visible timeline.
Chapter 08 · The junction
Every route, one ledger.
Recharge or settlement, ticket or payout — every route shares the same ledger, the same references and the same sandbox. The rest of the platform is below.
One platform
- Mobile rechargePrepaid plans for every circle
- Bill paymentsPower, water, gas, FASTag
- Train bookingPick a class, get a PNR
- Flight bookingCompare fares, hold a seat
- Hotel bookingRooms with a desk voucher
- Settlements & UTRTrace every batch by its UTR
- Payment gatewayUPI, cards and net banking
- Merchant onboarding & APIFour steps to a sandbox key
- Business payoutsTo bank accounts and UPI IDs
How it works
Five stops between a tap and a reconciled rupee.
Every request takes the same route through the junction, whether it is a ₹299 recharge or a month of settlements. Here is what happens at each stop.
- Stop 02 of 05
Route
The junction validates the request, formats it for the rail it needs and hands it over — a bank transfer, a biller, an operator. One switch, many tracks.
See how payouts are routed - Stop 03 of 05
Verify
Every hop reports back. Nothing is marked done until the other side confirms, and every attempt keeps a reference you can look up or hand to support.
Open the support portal - Stop 04 of 05
Settle
Captured amounts are batched and sent to your bank account with a UTR on every credit, so the money and its paperwork travel together.
See how settlement works - Stop 05 of 05
Reconcile
Orders, fees and credits line up on one statement. Match a UTR to its batch and the batch to its orders without leaving the dashboard.
See the operating model
For businesses
Built for the way money actually moves in India.
Read it like a timetable: the situation you are in, the surface that handles it, and where to go next. The same junction serves all six.
- Collect payments on a storefrontOne checkout for UPI, cards and net banking, with an order reference on every attempt.Payment gateway
- Pay sellers on a marketplaceSplit what you collected and send each seller their share on a schedule you can see.Payouts
- Bill subscribers every monthRecurring collections with the same receipt and status trail as a one-off payment.Payment gateway
- Disburse to agents and vendorsSingle or batch transfers to bank accounts and UPI IDs, each with a UTR when it lands.Payouts
- Reconcile settlements by UTRMatch a bank credit to its batch, and the batch to its orders, fees and refunds.Settlement
- Run customer support from one portalRaise and track tickets with the transaction context already attached.Support portal
Not sure which row you are? Start with the wizard — it ends with a sandbox key, not a commitment.
For developers
Create a test payment
One request against the sandbox host. Keys that start with pv_test_ never move money.
curl -X POST https://api.payvendors.example.invalid/v1/payments \ -H "Authorization: Bearer pv_test_0000_sandbox_only" \ -H "Idempotency-Key: demo_idem_7f3a21" \ -H "Content-Type: application/json" \ -d '{ "amount": 125000, "currency": "INR", "order_id": "demo_order_0001", "customer": { "contact": "+919876540000" } }'201 Created (simulated)
{ "id": "demo_pay_7K3Q9Z1", "status": "created", "amount": 125000, "currency": "INR", "order_id": "demo_order_0001", "sandbox": true}- Sandbox host
- https://api.payvendors.example.invalid
- Test key
- pv_test_0000_sandbox_only
Try the junction
Run a request through the sandbox.
Pick a service, choose a provider, read the itemised fare and authorise. Four hops later you hold a receipt. Nothing here is real.
Sandbox console
Sandbox demoDemo environment — no real transaction is performed.
Choose a service
Step 1 of 5
Demo only — no money moves. Providers are neutral sample options, not partners.
How we earn trust
No claims we can't show you.
You will not find uptime figures, partner logos or certificates on this page. You will find four things you can check yourself, every time.
01 Itemised fees before you pay
The amount, any fee and the total sit on separate lines on the review screen. What you read there is what you authorise — nothing is added afterwards.
Read the refund policy- Amount
- ₹299
- Fee
- ₹0
- Payable
- ₹299
Sample values
02 A reference for every action
Each attempt gets a reference the moment it is created, successful or not. Look it up later, quote it to support, or match it to a bank credit by UTR.
Look up a receiptSandboxReference
SBX-1EPRU1T
Issued at creation, kept forever
03 A person you can reach
Working hours, an email address and a registered office are published on the contact page. Support tickets keep a visible timeline so you never repeat yourself.
Go to the contact page- Working hours in IST
- Email that is answered
- Registered office in Jaipur
04 Clear sandbox labelling
Every demonstration on this site carries the Sandbox badge, a disclosure line and a SANDBOX stamp on its result. If it is simulated, it says so.
What the badge meansEvery demoSandbox demoDashed frame · badge · disclosure line · stamp
Questions
Answered plainly, without the fine print.
The short version of what people ask before they try a demo or integrate. The full list lives on the FAQ page.
Ready when you are
Start in the sandbox. Go live when it's right.
Nothing here asks for a card or a commitment. Try the demos, read the policies and talk to a person when you want to go further.
DestinationViaStatus
Sandbox keys never move money.